PROFESSIONAL EXPERIENCE. Jan 2013 - Present: BANCASSURANCE (owned by Fransabank, Banque Libano-Francaise, and BLC banks). CEO. Implemented marketing, investment, insurance, and reinsurance strategies; continuously presented new ideas to the Board of Directors; led the Company to continuously outperform market indicators; the leading Lebanese life insurer in terms of revenue and profits. 2019 figures: premiums $85 million; profits $24 million; 250,000 policies; assets under management $450 million; 16% market share; 60 employees. May 2012 - Dec 2012: Bankers (Lebanese insurance company owned by the Nasco group). Head of Operations / Bankers Life; member of the executive committee. Managed the entity; built an exclusive life-sales team; improved relationships with existing and potential brokers; defined investment, marketing, sales, and reinsurance strategies. Jan 1999 - Apr 2012: Allianz SNA (Lebanese insurance company belonging to the Allianz group). Head of Life and Health departments; member of the executive committee. Responsible for the following lines of business: medical, life, accident, retirement, and credit insurance; managed the center at administrative and technical levels; the leading Lebanese health insurer. Department figures (2011): annual premiums $75 million; 42 employees; 77,000 policies. Head of Human Resources (Jan 2007 - Dec 2010): maintained and developed HR policies; recruitment, training, retention, and talent evaluation; administration of employee plans (170 employees); coordination with regional and global HR teams. Member of several committees at Allianz SNA: internal-audit, technical, and innovation committees; continuous and successful assignments for Allianz in Egypt, Saudi Arabia, and Jordan. More than 25 years of experience in the insurance and finance sectors covering life, medical, and general insurance; savings plans and unit-linked plans; fixed income, equities, and real estate. Experience implementing visions and developing profitable strategies. Proactive, adaptable, and results-oriented. Solution- and problem-solving-oriented. Leads ethically and able to work under pressure. Strong advocate of team spirit. Excellent presentation, communication, and negotiation skills. Talented with numbers. LANGUAGES: Arabic, English, and French, fluent. INTERESTS: family, sports, travel, reading. EDUCATION: Ecole Superieure des Affaires (ESA), 1998, MBA (General Management); Saint Joseph University - ESIB - 1996, BS in civil engineering. CERTIFICATES: Company Directors - IFC - 2019; Chartered Financial Analyst (CFA) - 2014; PRINCE2 Practitioner - 2008; Managing Successful Programs - 2006; PRINCE2 Foundation - 2004; numerous seminars in the EMEA region. OTHER: university lecturer since 2003. Board member: Association of Insurance Companies in Lebanon (ACAL); Faculty of Sciences (USJ); ISSA (USJ).